Low Interest vs. Cash Back Calculator

Select one of our helpful calculators below to help you decide what is the best deal for you with your current and future financial situations.

Rebate vs. Low Interest

Enter cash-back and low-interest terms to find out what offers the lowest monthly payment

The total vehicle price including options, destination charge & rebate

Your upfront cash down payment


The current value of your trade-in vehicle. Get a Free Used Car Valuation.

The total loan balance still outstanding on your trade-in


Your local sales tax rate


The length of the loan (in months). Longer terms allow for lower monthly payments.

Low Interest

The special financing rate available from the dealer or manufacturer


(with special financing rate)

Cash Back

The cash rebate available from the manufacturer


The estimated interest rate on the loan (with no rebate)


(with cash rebate)

*Acquisition fees, destination charges, tag, title, and other fees and incentives are not included in this calculation, which is an estimate only.

*All loan figures are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit.

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